Srinagar, June 9: The Jammu and Kashmir Government on Tuesday signed a Memorandum of Understanding (MoU) with J&K Bank to provide banking, insurance and credit-related benefits to daily-rated workers, contractual employees and other casual workers engaged by various government departments.
Under the agreement, eligible beneficiaries will receive zero-balance bank accounts along with a range of banking services, including free debit cards, digital banking facilities, concessional remittance services and access to specially designed credit products.
A key feature of the initiative is a Group Personal Accidental Insurance cover of ₹5 lakh for beneficiaries, along with disability-related insurance benefits aimed at enhancing financial security for workers and their families.
The MoU was signed in the presence of Chief Secretary Atal Dulloo, Financial Commissioner (Additional Chief Secretary, Finance) Shailendra Kumar and J&K Bank Managing Director and Chief Executive Officer Amitava Chatterjee.
General Manager (RAM/GSS/DLM) Rakesh Magotra signed the agreement on behalf of the bank, while Special Secretary, Finance Department, Rakesh Kumar Srangal, signed on behalf of the government.
Officials said the initiative is intended to bring contractual employees, casual workers and daily-rated workers under a structured framework of banking access and financial protection, while strengthening financial inclusion among a workforce segment that has traditionally had limited access to such benefits.
Speaking on the occasion, Chief Secretary Atal Dulloo said the arrangement is expected to enhance the financial well-being and social security of thousands of contractual employees, casual workers and daily wagers across Jammu and Kashmir. He noted that insurance coverage would provide financial protection during unforeseen circumstances and contribute to a greater sense of security among workers.
J&K Bank MD and CEO Amitava Chatterjee said the initiative would, for the first time, extend a comprehensive package of banking and insurance benefits to contractual employees, casual workers and daily-rated workers of the government. He said the programme would improve access to formal financial services while providing an additional layer of financial security for beneficiaries and their families.
According to officials, the initiative follows discussions between the government and the bank aimed at strengthening the welfare and financial security of daily wagers and other contractual workforce categories across Jammu and Kashmir.
Mình đã trải nghiệm nhiều nơi nhưng C168 thực sự làm mình ấn tượng bởi tốc độ nạp rút siêu tốc, tiền về tài khoản chỉ sau khoảng 3-5 phút. Anh em nào đang tìm kiếm một địa chỉ cá cược xanh chín, sòng phẳng và minh bạch thì ghé ngay C168.COM để thực chiến nhé
Mình đã trải nghiệm nhiều nơi nhưng C168 thực sự làm mình ấn tượng bởi tốc độ nạp rút siêu tốc, tiền về tài khoản chỉ sau khoảng 3-5 phút. Anh em nào đang tìm kiếm một địa chỉ cá cược xanh chín, sòng phẳng và minh bạch thì ghé ngay C168.COM để thực chiến nhé
Trong bối cảnh nhiều trang giả mạo hiện nay, việc truy cập đúng link chính thức C168.COM giúp mình an tâm hơn về vấn đề bảo mật dữ liệu và hỗ trợ khách hàng 24/7. Mình đánh giá cao tinh thần khuyến khích chơi có điểm dừng của nhà cái C168, điều này chứng tỏ đây là một nền tảng chuyên nghiệp và có tâm. Anh em nên tự đặt ra giới hạn và chỉ cá cược bằng khoản tiền nhàn rỗi sẵn sàng chấp nhận mất để vui chơi bền vững.
Trong bối cảnh nhiều trang giả mạo hiện nay, việc truy cập đúng link chính thức C168.COM giúp mình an tâm hơn về vấn đề bảo mật dữ liệu và hỗ trợ khách hàng 24/7. Mình đánh giá cao tinh thần khuyến khích chơi có điểm dừng của nhà cái C168, điều này chứng tỏ đây là một nền tảng chuyên nghiệp và có tâm. Anh em nên tự đặt ra giới hạn và chỉ cá cược bằng khoản tiền nhàn rỗi sẵn sàng chấp nhận mất để vui chơi bền vững.
People call me Mike, a normal American guy, and back in 2018 I accidentally discovered one of the weirdest sports on Earth:
car jitsu.
If you have never heard of it, you are not alone. The entire concept sounds like a comedy sketch.
Two athletes climb inside a tiny automobile and try to
grapple each other while being trapped between the cramped interior.
Believe it or not. In most sports you have a court, but in CarJitsu your battlefield is a cramped car interior.
That is why people laugh when they first hear about it.
There are organized competitions, tournaments, championships, and special events.
Competitors come from different places and try to prove who can adapt
best to the strange environment. Unlike traditional combat sports, every movement is limited by the tight space.
This leads to funny situations. One second someone looks like a champion, and the next second they are folded
like a pretzel.
At that time I was heavily interested in unusual athletic events.
I watched many sports events every week. I also spent time reading
about sportsbook odds. Friends often discussed sportsbooks.
Sometimes names like 1xBet would appear in conversations about major sporting events, although CarJitsu was usually too
strange to be the main topic.
Late one evening I saw a video clip online.
Initially I believed it was a joke. Full-grown athletes were trying
to battle inside a parked car while spectators
were going crazy with excitement. I laughed so hard that I couldn’t breathe
for a moment. Yet the more I watched, the more fascinated I became.
A few weeks later, I found a local event and decided to watch
in person. The crowd energy was amazing. There were fans discussing all kinds of sporting
topics. Some people even joked about which athlete would be the favorite if a sportsbook ever offered
odds on the matches.
Eventually I wanted to participate. I signed up for beginner training.
The first training day was hilarious. I hit my head on the roof,
got stuck near a seat, and accidentally opened a door at the worst possible moment.
Even I laughed at myself. Yet I kept coming back.
Week after week, I improved. I learned how to use technique and movement.
The cramped cabin became my arena. Soon I was entering regional events.
My friends thought I was completely crazy. Whenever someone asked what sport I practiced, the conversation usually went like this:
“CarJitsu.”
“What is that?”
“Imagine wrestling inside a car.”
“You’re joking.”
“No, that’s the actual sport.”
The craziest match of my career came later. My
opponent was huge. He looked like he could bench-press
a refrigerator. Before the match started, he smiled and said, “Hope you’re ready.” That should have been a warning.
The match began, chaos exploded. We bounced between seats, bumped into doors,
and nearly tangled ourselves in everything inside the vehicle.
The crowd was roaring. People were laughing and shouting.
Then came the moment I will never forget.
My opponent grabbed the car seat belt and accidentally
turned it into what looked like a crazy lasso. As we struggled for
position, the belt snapped across the cabin and wrapped around me in the strangest way
imaginable. For a second I thought, “I can’t believe this is happening”
He pulled, I twisted, the seat belt locked, the door opened
slightly, and both of us somehow ended up tangled together like human spaghetti.
The audience was laughing so hard that some people could barely stay
in their seats. The scene was unbelievable.
For a brief moment, I genuinely thought my opponent was going to crush me.
Thankfully, the officials quickly intervened when things
became unsafe, and the situation was resolved without serious injury.
Afterward we both burst out laughing. Spectators cheered.
Even today people who were there still talk about “that crazy seat belt match.”
Thinking about my journey, CarJitsu remains one of the strangest sports I have ever experienced.
It gave me countless funny moments. Whether people
are discussing athletic entertainment, very few things
create reactions like CarJitsu.
When people want to hear a crazy sports story, I always tell them about the day I climbed into a car in 2018 and accidentally became a CarJitsu competitor.
The reaction is always the same. But after hearing
about tournaments, athletes, training sessions, sports fans, betting
conversations, sportsbook discussions, and my unforgettable
seat belt battle, they usually agree on one thing:
I got this web site from my pal who informed me regarding
this site and now this time I am browsing this web page
and reading very informative articles at this time.
This is a very informative post about online casinos and betting
platforms. I especially liked how it explains the importance of choosing a licensed site before signing up.
Many players often ask where they can find reliable gaming platforms with fair odds and
smooth payouts. From what I’ve seen, checking platforms
like vn22vip helps users compare features, bonuses, and overall experience.
Thanks for sharing these insights — they’re helpful for both beginners and
experienced bettors.
Howdy! This is kind of off topic but I need some
help from an established blog. Is it difficult to set up
your own blog? I’m not very techincal but I can figure things out pretty fast.
I’m thinking about making my own but I’m not sure where to begin. Do you have any
tips or suggestions? Thanks
뛰어난 공유입니다! 방금 이것을 직장 동료에게 전달했습니다.
그가 이에 대해 약간 조사를 하고 있었거든요.
그리고 그는 실제로 저에게 아침을 사줬습니다, 왜냐하면 제가 그를 위해 이것을 찾았기 때문입니다…
lol. 그래서 다시 말하자면… 식사에 감사합니다!!
하지만, 이 이슈를 여기 당신의 웹사이트에서
논의하는 데 시간을 내줘서 감사합니다.
This is a very informative post about online casinos and betting platforms.
I especially liked how it explains the importance of choosing a trusted site before signing up.
Many players often ask where they can find reliable gaming platforms with fair odds and smooth payouts.
From what I’ve seen, checking platforms like vn22vip
helps users compare features, bonuses, and overall experience.
Thanks for sharing these insights — they’re helpful for both beginners and experienced
bettors.
This is a very informative post about online casinos and betting platforms.
I especially liked how it explains the importance of choosing a licensed site before signing up.
Many players often ask where they can find reliable gaming platforms with fair odds and smooth payouts.
From what I’ve seen, checking platforms like vn22vip
helps users compare features, bonuses, and overall
experience.
Thanks for sharing these insights — they’re helpful for both beginners and experienced bettors.
This is a very informative post about online casinos and
betting platforms. I especially liked how it
explains the importance of choosing a secure site before signing up.
Many players often ask where they can find reliable gaming platforms with fair odds and smooth payouts.
From what I’ve seen, checking platforms like vn22vip helps
users compare features, bonuses, and overall experience.
Thanks for sharing these insights — they’re helpful for both beginners and experienced bettors.
Evewry weekend i usedd tto paay a quick visit thhis site, for tthe reason thast i wis for enjoyment, as this
thi sie conztions rrally pleasanbt funjny stiff too.
ofvd9wuapt9a2jmkmpho
I am extreemely impressed with your writing skjills annd also wjth
tthe layyout oon youjr blog. Is this a pazid thee oor diid yoou
cusstomize itt yourself? Either way kdep upp the niuce quality writing, it’s rare tto
ssee a great bog ike this one nowadays. ofvd9wuaptvb3zn8ghl1
This is a very informative post about online casinos and betting platforms.
I especially liked how it explains the importance of choosing a licensed
site before signing up.
Many players often ask where they can find reliable gaming platforms
with fair odds and smooth payouts. From what I’ve seen, checking platforms like vn22vip helps users compare features, bonuses, and overall experience.
Thanks for sharing these insights — they’re helpful
for both beginners and experienced bettors.
https://shorturl.fm/sBVfK
Mình đã trải nghiệm nhiều nơi nhưng C168 thực sự làm mình ấn tượng bởi tốc độ nạp rút siêu tốc, tiền về tài khoản chỉ sau khoảng 3-5 phút. Anh em nào đang tìm kiếm một địa chỉ cá cược xanh chín, sòng phẳng và minh bạch thì ghé ngay C168.COM để thực chiến nhé
F8BET thương hiệu giải trí hàng đầu 2026. Tham gia ngay để nhận thưởng lên tới 299k
Mình đã trải nghiệm nhiều nơi nhưng C168 thực sự làm mình ấn tượng bởi tốc độ nạp rút siêu tốc, tiền về tài khoản chỉ sau khoảng 3-5 phút. Anh em nào đang tìm kiếm một địa chỉ cá cược xanh chín, sòng phẳng và minh bạch thì ghé ngay C168.COM để thực chiến nhé
Great ideas for men’s wedding wardrobe.
Loved the overall wedding fashion collection.
Trong bối cảnh nhiều trang giả mạo hiện nay, việc truy cập đúng link chính thức C168.COM giúp mình an tâm hơn về vấn đề bảo mật dữ liệu và hỗ trợ khách hàng 24/7. Mình đánh giá cao tinh thần khuyến khích chơi có điểm dừng của nhà cái C168, điều này chứng tỏ đây là một nền tảng chuyên nghiệp và có tâm. Anh em nên tự đặt ra giới hạn và chỉ cá cược bằng khoản tiền nhàn rỗi sẵn sàng chấp nhận mất để vui chơi bền vững.
The indo western collection looks very fashionable.
Perfect selection for celebration wear.
https://shorturl.fm/t0LWR
These outfits are ideal for wedding photoshoots.
These designs are perfect for sangeet nights.
Stylish kurta sets for modern grooms.
Loved the fusion ethnic designs.
Modern yet traditional styles, very impressive.
https://shorturl.fm/xxTo9
The sherwani designs look royal and elegant.
Monero Mining Tips for Beginners https://solana-gain.netlify.app
Trong bối cảnh nhiều trang giả mạo hiện nay, việc truy cập đúng link chính thức C168.COM giúp mình an tâm hơn về vấn đề bảo mật dữ liệu và hỗ trợ khách hàng 24/7. Mình đánh giá cao tinh thần khuyến khích chơi có điểm dừng của nhà cái C168, điều này chứng tỏ đây là một nền tảng chuyên nghiệp và có tâm. Anh em nên tự đặt ra giới hạn và chỉ cá cược bằng khoản tiền nhàn rỗi sẵn sàng chấp nhận mất để vui chơi bền vững.
Theo mình thấy thì nhà cái fly88 có nhiều nội dung giải trí khá đa dạng.
https://shorturl.fm/0Gcjn
https://shorturl.fm/PplGq
https://shorturl.fm/0ynNH
People call me Mike, a normal American guy, and back in 2018 I accidentally discovered one of the weirdest sports on Earth:
car jitsu.
If you have never heard of it, you are not alone. The entire concept sounds like a comedy sketch.
Two athletes climb inside a tiny automobile and try to
grapple each other while being trapped between the cramped interior.
Believe it or not. In most sports you have a court, but in CarJitsu your battlefield is a cramped car interior.
That is why people laugh when they first hear about it.
There are organized competitions, tournaments, championships, and special events.
Competitors come from different places and try to prove who can adapt
best to the strange environment. Unlike traditional combat sports, every movement is limited by the tight space.
This leads to funny situations. One second someone looks like a champion, and the next second they are folded
like a pretzel.
At that time I was heavily interested in unusual athletic events.
I watched many sports events every week. I also spent time reading
about sportsbook odds. Friends often discussed sportsbooks.
Sometimes names like 1xBet would appear in conversations about major sporting events, although CarJitsu was usually too
strange to be the main topic.
Late one evening I saw a video clip online.
Initially I believed it was a joke. Full-grown athletes were trying
to battle inside a parked car while spectators
were going crazy with excitement. I laughed so hard that I couldn’t breathe
for a moment. Yet the more I watched, the more fascinated I became.
A few weeks later, I found a local event and decided to watch
in person. The crowd energy was amazing. There were fans discussing all kinds of sporting
topics. Some people even joked about which athlete would be the favorite if a sportsbook ever offered
odds on the matches.
Eventually I wanted to participate. I signed up for beginner training.
The first training day was hilarious. I hit my head on the roof,
got stuck near a seat, and accidentally opened a door at the worst possible moment.
Even I laughed at myself. Yet I kept coming back.
Week after week, I improved. I learned how to use technique and movement.
The cramped cabin became my arena. Soon I was entering regional events.
My friends thought I was completely crazy. Whenever someone asked what sport I practiced, the conversation usually went like this:
“CarJitsu.”
“What is that?”
“Imagine wrestling inside a car.”
“You’re joking.”
“No, that’s the actual sport.”
The craziest match of my career came later. My
opponent was huge. He looked like he could bench-press
a refrigerator. Before the match started, he smiled and said, “Hope you’re ready.” That should have been a warning.
The match began, chaos exploded. We bounced between seats, bumped into doors,
and nearly tangled ourselves in everything inside the vehicle.
The crowd was roaring. People were laughing and shouting.
Then came the moment I will never forget.
My opponent grabbed the car seat belt and accidentally
turned it into what looked like a crazy lasso. As we struggled for
position, the belt snapped across the cabin and wrapped around me in the strangest way
imaginable. For a second I thought, “I can’t believe this is happening”
He pulled, I twisted, the seat belt locked, the door opened
slightly, and both of us somehow ended up tangled together like human spaghetti.
The audience was laughing so hard that some people could barely stay
in their seats. The scene was unbelievable.
For a brief moment, I genuinely thought my opponent was going to crush me.
Thankfully, the officials quickly intervened when things
became unsafe, and the situation was resolved without serious injury.
Afterward we both burst out laughing. Spectators cheered.
Even today people who were there still talk about “that crazy seat belt match.”
Thinking about my journey, CarJitsu remains one of the strangest sports I have ever experienced.
It gave me countless funny moments. Whether people
are discussing athletic entertainment, very few things
create reactions like CarJitsu.
When people want to hear a crazy sports story, I always tell them about the day I climbed into a car in 2018 and accidentally became a CarJitsu competitor.
The reaction is always the same. But after hearing
about tournaments, athletes, training sessions, sports fans, betting
conversations, sportsbook discussions, and my unforgettable
seat belt battle, they usually agree on one thing:
CarJitsu is wonderfully ridiculous.
I got this web site from my pal who informed me regarding
this site and now this time I am browsing this web page
and reading very informative articles at this time.
This is a very informative post about online casinos and betting
platforms. I especially liked how it explains the importance of choosing a licensed site before signing up.
Many players often ask where they can find reliable gaming platforms with fair odds and
smooth payouts. From what I’ve seen, checking platforms
like vn22vip helps users compare features, bonuses, and overall experience.
Thanks for sharing these insights — they’re helpful for both beginners and
experienced bettors.
https://shorturl.fm/8q8Fb
Howdy! This is kind of off topic but I need some
help from an established blog. Is it difficult to set up
your own blog? I’m not very techincal but I can figure things out pretty fast.
I’m thinking about making my own but I’m not sure where to begin. Do you have any
tips or suggestions? Thanks
뛰어난 공유입니다! 방금 이것을 직장 동료에게 전달했습니다.
그가 이에 대해 약간 조사를 하고 있었거든요.
그리고 그는 실제로 저에게 아침을 사줬습니다, 왜냐하면 제가 그를 위해 이것을 찾았기 때문입니다…
lol. 그래서 다시 말하자면… 식사에 감사합니다!!
하지만, 이 이슈를 여기 당신의 웹사이트에서
논의하는 데 시간을 내줘서 감사합니다.
This is a very informative post about online casinos and betting platforms.
I especially liked how it explains the importance of choosing a trusted site before signing up.
Many players often ask where they can find reliable gaming platforms with fair odds and smooth payouts.
From what I’ve seen, checking platforms like vn22vip
helps users compare features, bonuses, and overall experience.
Thanks for sharing these insights — they’re helpful for both beginners and experienced
bettors.
This is a very informative post about online casinos and betting platforms.
I especially liked how it explains the importance of choosing a licensed site before signing up.
Many players often ask where they can find reliable gaming platforms with fair odds and smooth payouts.
From what I’ve seen, checking platforms like vn22vip
helps users compare features, bonuses, and overall
experience.
Thanks for sharing these insights — they’re helpful for both beginners and experienced bettors.
This is a very informative post about online casinos and
betting platforms. I especially liked how it
explains the importance of choosing a secure site before signing up.
Many players often ask where they can find reliable gaming platforms with fair odds and smooth payouts.
From what I’ve seen, checking platforms like vn22vip helps
users compare features, bonuses, and overall experience.
Thanks for sharing these insights — they’re helpful for both beginners and experienced bettors.
Evewry weekend i usedd tto paay a quick visit thhis site, for tthe reason thast i wis for enjoyment, as this
thi sie conztions rrally pleasanbt funjny stiff too.
ofvd9wuapt9a2jmkmpho
I am extreemely impressed with your writing skjills annd also wjth
tthe layyout oon youjr blog. Is this a pazid thee oor diid yoou
cusstomize itt yourself? Either way kdep upp the niuce quality writing, it’s rare tto
ssee a great bog ike this one nowadays. ofvd9wuaptvb3zn8ghl1
This is a very informative post about online casinos and betting platforms.
I especially liked how it explains the importance of choosing a licensed
site before signing up.
Many players often ask where they can find reliable gaming platforms
with fair odds and smooth payouts. From what I’ve seen, checking platforms like vn22vip helps users compare features, bonuses, and overall experience.
Thanks for sharing these insights — they’re helpful
for both beginners and experienced bettors.