J&K Bank engages Jammu car dealers to deepen vehicle finance partnership

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Ziraat Times
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Ziraat Times News Desk

Jammu, May 16: Continuing its outreach to strengthen retail lending partnerships and expand vehicle finance business across the region, J&K Bank today organised an interaction programme with leading automobile dealers of Jammu at its Zonal Office, Jammu.

The programme was attended by General Manager (Retail, Agriculture & MSME) Rakesh Magotra and General Manager & Divisional Head (Jammu) Ashok Gupta besides senior officers of the Bank. The delegation of automobile dealers was led by Chairperson, Federation of Automobile Dealers Associations (FADA), Sanjay Aggarwal.

Leading automobile dealers including Jamkash Vehicleades, Jammu Motors, Shree Toyota, AM Group, Peaks Auto, NSF, IJM Toyota, Fairdeal Motors and Astro India participated in the interaction, which focused on enhancing collaboration for vehicle finance and business growth while ensuring seamless and customer-friendly financing solutions for buyers.

Addressing the participants, General Manager (RAM) Rakesh Magotra said, “The automobile sector occupies a strategic position in the retail economy and offers immense opportunities for mutually beneficial growth. J&K Bank is committed to building stronger synergies with dealership partners through responsive processes, faster credit delivery and customer-centric financing solutions that enhance both business volumes and customer experience.”

He added, “As the premier financial institution of the region, the Bank remains focused on continuously refining its products, delivery channels and operational mechanisms in line with evolving market expectations so that our vehicle finance portfolio remains competitive, flexible and accessible to a wider customer base.”

Further, he gave a detailed presentation on the Bank’s Corporate Salary Package and highlighted the customised banking solutions, preferential benefits and convenience-driven offerings aimed at enhancing employee banking experience while strengthening institutional relationships with corporate establishments.

Speaking on the occasion, General Manager & Divisional Head (Jammu) Ashok Gupta said, “J&K Bank shares a long-standing and trusted relationship with the automobile dealers’ fraternity. We value this partnership and look forward to your continued cooperation in further strengthening the vehicle finance ecosystem while the Bank remains committed to providing best-in-class banking support and hassle-free financial solutions.”

During the interaction, the dealers were apprised of the key features of the Bank’s car loan products including competitive interest rates starting from 7.70%, repayment tenure up to 84 months, flexible eligibility norms, family income pooling facility and financing of ancillary expenses such as insurance premium, registration charges and accessories. Special benefits available to government employees, pensioners, high net-worth individuals and other customer segments were also highlighted.

Speaking on behalf of the participating dealers, Chairperson FADA Sanjay Aggarwal appreciated the Bank’s corporate salary package and thanked MD & CEO Amitava Chatterjee for his endeavours towards streamlining mutual collaboration and simplifying procedures and processes for smooth and frictionless business operations.

The Bank also outlined its dealership collaboration framework designed to improve coordination, streamline sourcing and speed up credit processing for enhanced service efficiency and business growth.

Notably, the participating dealers welcomed the initiative and said regular engagements like this would strengthen the partnership and make vehicle finance more convenient for customers.

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