Wanna get richer in 2025? A Ziraat Times guide for J&K investors 

Srinagar: Potential investors in J&K, with some disposable incomes, are, generally, known to  love investing in real estate. Real estate, especially land, investment is J&K has long been known to come with high returns and with low risks.

However, lately, real estate is becoming less attractive for certain groups of investors for  the difficulties people face in finding quick buyers.

Real estate companies Ziraat Times spoke to say that finding ready buyers has become difficult in recent years, even as real estate as a sector is still appreciating.

One of the alternative investment options very popular in the country is stock market investment. Although this kind of investment can be very profitable, with the added benefit of ready sale of stock, this investment option is risky as well, with no guaranteed returns and, sometimes, losses too.

How is India’s stock market faring? 

In 2024, India’s NSE Nifty 50 and S&P BSE Sensex have shown remarkable performance, trailing only behind Wall Street’s Nasdaq and S&P 500.

According to the data extracted from the official sites, the Nifty and Sensex registered gains of 18.7% and 17%, respectively, ranking third and fourth among major global markets.

Basic steps to invest in India’s stock market

Understand the basics: Learn how the stock market works and the risks involved. Focus on concepts like shares, stock exchanges (NSE, BSE), and types of investments (stocks, mutual funds, ETFs).

Open a Demat and Trading Account: A Demat account holds your shares electronically, and a trading account lets you buy or sell them. Open these accounts with a trusted broker or online platform.

Complete KYC: Submit your PAN card, Aadhaar, and bank details for Know Your Customer (KYC) verification. This is mandatory to begin trading.

Link your bank account: Connect your bank account to transfer funds for trading and receive returns.

Start small: Begin with a small investment in stocks or mutual funds you understand. Research companies, check their financial performance, and avoid speculation.

Choose a strategy: Decide whether to invest for the short term (trading) or long term (wealth creation). Stick to your goals and strategy.

Monitor regularly: Keep track of your investments, stock market trends, and company performance.

Seek guidance: Use apps, websites, or expert advice to make informed decisions.

Start cautiously, avoid emotional decisions, and gradually build your investment portfolio for long-term growth.

Which stocks to look out for high returns:

As of December 30, 2024, the Indian stock markets have exhibited notable performances, with several companies on the BSE Sensex and NSE Nifty indices delivering impressive returns over the past two years.

Based on their strong performance in 2023 and 2024, Ziraat Times here compiles 20 companies that J&K’s potential investors might consider:

Top 10 performers on BSE Sensex

Reliance Industries Ltd.

• Sector: Oil & Gas

• Market Capitalization: ₹15.66 trillion

• Performance: Consistent growth driven by diversification into telecommunications and retail.

Tata Consultancy Services (TCS)

• Sector: Information Technology

• Market Capitalization: ₹12.19 trillion

• Performance: Strong global demand for IT services bolstering revenue.

HDFC Bank

• Sector: Banking

• Market Capitalization: ₹11.29 trillion

• Performance: Robust financials with consistent profit growth.

ICICI Bank

• Sector: Banking

• Market Capitalization: ₹6.54 trillion

• Performance: Improved asset quality and strong retail loan growth.

Hindustan Unilever Ltd. (HUL)

• Sector: Consumer Goods

• Market Capitalization: ₹5.81 trillion

• Performance: Steady demand for FMCG products ensuring revenue stability.

Infosys Ltd.

• Sector: Information Technology

• Market Capitalization: ₹5.70 trillion

• Performance: Expansion in digital services contributing to growth.

ITC Ltd.

• Sector: Consumer Goods

• Market Capitalization: ₹5.43 trillion

• Performance: Diversified portfolio with strong FMCG segment performance.

Bharti Airtel Ltd.

• Sector: Telecommunications

• Market Capitalization: ₹5.25 trillion

• Performance: Subscriber base expansion and increased data consumption driving growth.

State Bank of India (SBI)

• Sector: Banking

• Market Capitalization: ₹5.18 trillion

• Performance: Enhanced profitability with reduced non-performing assets.

Bajaj Finance Ltd.

• Sector: Financial Services

• Market Capitalization: ₹4.46 trillion

• Performance: Strong loan book growth and diversification into various financial products.

Top 10 performers on NSE Nifty

Sun Pharmaceutical Industries Ltd.

• Sector: Pharmaceuticals

• Current Price: ₹1,866.00

• Performance: Expansion in global markets and strong product pipeline.

Bajaj Finserv Ltd.

• Sector: Financial Services

• Current Price: ₹1,586.00

• Performance: Growth in insurance and lending businesses.

Bajaj Finance Ltd.

• Sector: Financial Services

• Current Price: ₹6,976.70

• Performance: Consistent growth in consumer lending.

Cipla Ltd.

• Sector: Pharmaceuticals

• Current Price: ₹1,512.75

• Performance: Strong domestic and international sales.

Adani Enterprises Ltd.

• Sector: Conglomerate

• Performance: Diversified business interests driving revenue growth.

Adani Ports and Special Economic Zone Ltd.

• Sector: Infrastructure

• Performance: Increased cargo volumes and port operations.

Bharti Airtel Ltd.

• Sector: Telecommunications

• Performance: Expansion in subscriber base and data services.

HDFC Life Insurance Company Ltd.

• Sector: Insurance

• Performance: Growth in premium collections and market share.

Tata Motors Ltd.

• Sector: Automotive

• Performance: Recovery in domestic sales and electric vehicle segment growth.

Wipro Ltd.

• Sector: Information Technology

• Performance: Expansion in digital services and global client base.

Source: Top Gainers, Top Losers – NSE

Top 5 gainers on BSE Sensex in 2024 were:

1. Zomato Limited

Closing Price: ₹271.15 52-Week High/Low: ₹304.50 / ₹120.70

Market Cap: ₹2,61,669.26 crore

Annual Return: 113.42%.

2. Mahindra & Mahindra Limited

Closing Price: ₹3,050.10 52-Week High/Low: ₹3,221.10 / ₹1,575.25

Market Cap: ₹3,79,288.73 crore

Annual Return: 80.77%.

3. Bharti Airtel Limited

Closing Price: ₹1,598.95

52-Week High/Low: ₹1,778.95 / ₹1,007.30

Market Cap: ₹9,10,735.22 crore

Annual Return: 56.61%.

4. Sun Pharma

Closing Price: ₹1,861.70

52-Week High/Low: ₹1,960.20 / ₹1,249.80

Market Cap: ₹4,46,673.28 crore

Annual Return: 48.73%.

5. Tech Mahindra

Closing Price: ₹1,711.80

52-Week High/Low: ₹1,807.40 / ₹1,163.70

Market Cap: ₹1,67,548.77 crore

Annual Return: 33.71% (Source: ET)

Now Top Gainers on NSE Nifty in 2024: 

Tech Mahindra

Closing Price: ₹1,704.95 Previous Close: ₹1,716.50

– ITC

Closing Price: ₹479.75 Previous Close: ₹481.90

– Maruti Suzuki

Closing Price: ₹10,929.50 Previous Close: ₹11,133.00

– HDFC Bank

Closing Price: ₹1,794.80 Previous Close: ₹1,805.95

Source: NSE India

ZT disclaimer: Investing in the stock market involves risks, and past performance is not indicative of future results. It is advisable to conduct thorough research and consider your financial goals before making investment decisions.