PHDCCI Kashmir engages with Canara Bank management to discuss products, lending schemes 

By
Ziraat Times
-

Srinagar: The PHD Chamber of Commerce and Industry (Kashmir region) recently held an interactive meeting with the top management of Canara Bank at the SKICC Srinagar today. The delegation from PHDCCI was led by its Co-Chair Himayu Wani, accompanied by Convenor of Infrastructure & Real-estate Haleem Bhat, Co-Convenor of the Banking and Taxation Committee Mushtaq Ahmad Mir, and Deputy Director PHDCCI  Iqbal Fayaz Jan.

The meeting served as a platform to discuss the various products and lending schemes offered by Canara Bank. During the discussions, the PHDCCI emphasized the need for special customized lending norms tailored for the unique business environment of Kashmir. It was highlighted that JK Bank, as the lead bank in the region, has been instrumental in providing maximum credit to local entrepreneurs. In light of this, the Chamber urged Canara Bank to consider offering specialized and unique services to attract more entrepreneurs to their platform, a statement issued to Ziraat Times said.

Furthermore, the delegation stressed the importance of adopting a more liberal approach towards the credit and CIBIL scores of existing entrepreneurs, ensuring that they receive the necessary support to thrive in their ventures.

The General Manager of Canara Bank assured the delegation of the bank’s commitment to providing all necessary assistance and facilitating ease of lending for entrepreneurs in the region. This positive response is a testament to the efforts of the PHDCCI, which has advocated for increased lending by nationalized banks in Kashmir at various platforms, including meetings with parliamentary delegations and central and UT government officials.

The interest shown by nationalized and private banks in expanding their lending operations in Kashmir is a welcome development. The PHDCCI is encouraged by Canara Bank’s willingness to engage and support the entrepreneurial spirit in the region, paving the way for enhanced economic growth and development, the statement said.

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